The Credit Climb
Welcome to adulthood! You have $1,000 in your bank account, but having cash doesn't mean banks trust you yet. Your goal is to navigate a few months of expenses and build your Credit Score to unlock the best financial future.
🎮 HOW IT WORKS:
- You will face 3 months of random expenses (needs, wants, and emergencies).
- You must choose whether to pay directly from your Bank Account (Debit), or borrow the money using a Credit Card.
- Pro Tip: Using too much of your limit drops your score (High Utilization). But paying your bills in full makes it soar!
🏦 Checking Account (Cash)
$1,000
📈 Credit Score
UNESTABLISHED
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350
Poor
Good
850
Alert Message Here
START
✉️
Credit Card Offer!
You received an offer in the mail for a Starter Student Credit Card. It has a limit of $500. Opening a card is the first step to proving you can handle borrowing money.